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Is Solar Worth It in Texas in 2026?

Complete analysis of solar costs, incentives, net metering, and payback for Texas homeowners — without the federal ITC.

Cost Per Watt

$2.90

installed

Electricity Rate

$0.137

per kWh

Payback (No ITC)

13.9 yr

current reality

Payback (With 30% ITC)

9.8 yr

hypothetical

25-Year ROI

79%

return on investment

Incentive Breakdown — Texas

Available incentives for a typical 7kW residential solar system in Texas

Federal ITC (25D)

Expired

The federal solar Investment Tax Credit expired on January 1, 2026. No federal credit available for new installations.

State Tax Credit

None

Texas does not offer a state tax credit for solar installations.

SREC Market

Not Available

Texas does not have a traditional SREC market.

Property Tax Exemption

Solar system value excluded from property tax assessment

Sales Tax Exemption

No statewide sales tax exemption for solar

Key Incentives: Property tax exemption for solar; Utility rebate of $2,100.

Solar Math — With vs Without Federal ITC

Cost breakdown for a typical 7kW residential system in Texas

2026 Reality (No Federal ITC)

System Size
7 kW
Cost per Watt
$2.90/W
Gross Cost
$20,300
Federal ITC
$0
Net Cost
$20,300
Annual Savings
$1,455/yr
Payback Period
13.9 years

Hypothetical (With 30% ITC)

System Size
7 kW
Cost per Watt
$2.90/W
Gross Cost
$20,300
Federal ITC (30%)
-$6,090
Net Cost
$14,210
Annual Savings
$1,455/yr
Payback Period
9.8 years

Impact: Without the federal ITC, Texas homeowners face a 4.1-year longer payback period — paying $6,090 more out of pocket.

Net Metering Policy — Texas

How Texas compensates your excess solar production

None No Statewide Net Metering

No statewide net metering mandate. Export compensation varies by utility and is typically minimal.

Texas has no statewide net metering mandate. Some municipal utilities and co-ops offer buyback programs at varied rates.

Cost Per Watt Benchmark — Texas

Texas Average

$2.90/W

National Average

$3.05/W

Typical 7kW System

$20,300

$2.00/W $3.50/W $5.00/W

Texas's average installed cost is below the national average of $3.05/W

Breakeven Timeline

Without the federal ITC, a typical 7kW system in Texas breaks even in 13.9 years. With the former 30% ITC, payback would drop to 9.8 years.

Without Federal ITC

13.9

years to break even

With Former 30% ITC

9.8

years to break even

Production Details

Peak Sun Hours5.4 hrs/day
Production1518 kWh/kW/yr
Annual Production$10,624 kWh
Annual Savings$1,455

Ready to Go Solar in Texas?

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