Quote Decoder

Solar Quote Comparison Tool

Strip away the marketing math. Enter key numbers from 2–3 installer quotes and get a side-by-side normalized comparison with NREL-verified production, red flag detection, and a 100-point scoring system.

Consumer advocacy tool — not lead gen. We don't sell your data or get kickbacks from installers. All calculations run in your browser. NREL API calls go directly from your browser to NREL.

1

Property Info

* Required

Shared across all quotes.

$

Optional — improves payback estimate

2

Quote Details

* Required

Enter details from each installer quote. Start with 2 — add a 3rd if needed.

0 of 2 quotes ready

Ready to decode your quotes

Enter your ZIP, property type, ownership, and at least 2 installer quotes. We'll calculate cost per watt, verify production against NREL, detect red flags, and score each quote on a 100-point scale.

Normalize

$/W, net cost, true payback

Verify

NREL PVWatts production check

Score

100-point system across 5 factors

How This Tool Works

1

Normalize

Cost per watt, net cost after verified incentives, true payback — same metrics for every quote.

2

Verify Production

Calls NREL PVWatts V8 with your ZIP's lat/lon and the quoted system size. Flags quotes claiming >15% above NREL.

3

Detect Red Flags

~20 rules: wrong ITC claims, inflated production, high $/W, hidden dealer fees, interest rate inflation, FMV buyout traps, equipment quality, and more.

4

Score & Compare

100-point score across cost efficiency (30), production accuracy (25), equipment (20), warranty (15), incentives (10).

Frequently Asked Questions

How do I compare solar quotes from different installers?
Normalize every quote to the same metrics: cost per watt ($/W), verified annual production, true payback period, and equipment quality tier. Installers often use different assumptions (production estimates, financing terms, incentive stacking) to make their quote look cheaper. This tool strips away the marketing math and shows you the actual numbers side-by-side.
What is a good cost per watt for solar in 2026?
The national average cost per watt for residential solar in 2026 is approximately $3.07/W before incentives. A competitive quote is $2.50–$3.50/W for owned systems. Anything above $4.50/W is a red flag (overpriced). Anything below $1.80/W is also a red flag (too cheap — usually indicates hidden fees, financing markups, or budget equipment).
Does the federal solar tax credit still exist in 2026?
The Section 25D residential solar tax credit (30% federal ITC) expired on December 31, 2025. If you buy and own a system for your primary residence in 2026, you no longer qualify for the federal credit. However, the Section 48E Investment Tax Credit is still available for leased systems, PPAs, commercial properties, and rentals — provided construction begins before July 4, 2026. Any installer quoting you a 30% federal ITC on an owned residential system in 2026 is either uninformed or deceptive.
How accurate are installer production estimates?
Production estimates vary wildly because they depend on assumptions about shading, panel orientation, tilt, and local weather. The most reliable way to verify is to compare against NREL's PVWatts model, which uses 30+ years of weather data. If an installer's claimed production is more than 15% above PVWatts, that's a yellow flag. More than 25% above is a red flag — they may be inflating numbers to make the payback look better.
What's the difference between premium, standard, and budget solar panels?
Premium panels (≥22% efficiency, 25+ year warranty) include SunPower Maxeon, REC Alpha, Panasonic EverVolt, and top-tier Q.TRON models. Standard panels (19–22% efficiency) include most Qcells, Silfab, Mission Solar, Canadian Solar, and Trina. Budget panels (<19% efficiency) include older or thin-film models like First Solar Series 6. Premium panels cost ~10–20% more but produce more power per square foot and last longer.
Should I get a string inverter, microinverters, or optimizers?
Microinverters (Enphase IQ8) and DC optimizers (SolarEdge) provide panel-level MPPT — if one panel is shaded or fails, the others keep producing at full output. They cost more upfront but typically have 25-year warranties vs. 10–12 years for string inverters. String inverters (SMA, Fronius) are simpler and cheaper but any shading on one panel drags down the whole array. For roofs with any shading or complex layouts, microinverters or optimizers are worth it.

Production verification uses NREL PVWatts V8 (azimuth 180°, tilt 30°, array_type 1, module_type 1, losses 14%). Equipment tiers: Premium (≥22% efficiency, 25+yr warranty), Standard (19–22%), Budget (<19%). Scoring: Cost Efficiency 30pts, Production Accuracy 25pts, Equipment Quality 20pts, Warranty 15pts, Incentive Accuracy 10pts. NREL API uses DEMO_KEY by default — may rate-limit under heavy use.